Attention homeowners in Canfield and Mahoning County: Get an Appraisal today!![]() The top seven reasons why OH homeowners hire Powers Appraisals:
Own a home in or near Canfield, OH and need help deciding the price of it?
At Powers Appraisals, we understand the individual needs of a homeowner looking for appraisal services. Our regular business clients are used to the appraisal process and the customary reporting formats. As our client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions. Pre-listing Services/For Sale By OwnerIt's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Powers Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value report than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Powers Appraisals, we're veterans in helping homeowners just like you rid themselves of unneeded and unwanted PMI insurance. Challenging a property tax assessmentLets say you live in an area that is going down -- your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Powers Appraisals is your perfect weapon when challenging your property tax assessment. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. Powers Appraisals can help you reinstate your HELOC. We Also Provide Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you'd like to have a seasoned professional double-check it for efficiency or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? Powers Appraisals can help you with that. While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property. |